Find the answer behind your pay
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Start with your pay
Salary after tax
Turn a salary or hourly rate into a clear take-home estimate. Start with your pay, then add the details that apply.
Use calculatorTake-home pay calculator
See your salary after tax and repayments, with a simple breakdown of what you keep.
Use calculatorHourly pay calculator
See what your hourly rate could mean over a week, fortnight, month or year. Include the hours and paid weeks you actually expect.
Use calculatorWeekly pay calculator
See your weekly pay after tax and repayments, with a simple breakdown of what you keep.
Use calculatorFortnightly pay calculator
See your fortnightly pay after tax and repayments, with a simple breakdown of what you keep.
Use calculatorMonthly pay calculator
See your monthly pay after tax and repayments, with a simple breakdown of what you keep.
Use calculatorTarget take-home
Start with the take-home amount you want, then estimate the gross salary that could provide it.
Use calculatorCompare a decision
Casual vs permanent pay calculator
Compare the annual cash from each offer, with paid weeks and time off counted once.
Use calculatorCasual loading calculator
Add a chosen loading to the base rate and forecast pay from your paid hours.
Use calculatorPay rise
Compare the salary you have with the one you are offered. See the extra cash after tax and repayments.
Use calculatorSalary package
A $112,000 package and a $100,000 salary plus super can describe the same offer. Put both on the same footing.
Use calculatorBonus after tax
Enter your usual salary and bonus. See the extra cash, rather than treating the bonus as a salary of its own.
Use calculator3-day week salary calculator
What would moving from five days to 3 mean for your pay? Compare the cash you give up with the time you get back.
Use calculatorFour-day week
What would moving from five days to 4 mean for your pay? Compare the cash you give up with the time you get back.
Use calculatorPro-rata salary calculator
Turn a full-time salary into part-time pay, then see what that means after tax.
Use calculatorReal hourly pay
Your working day does not always end at paid hours. Add the commute, unpaid overtime and costs that come with the job.
Use calculatorPay and your budget
Once you know what you keep, give the regular and irregular costs their own place.
Read guideHELP, Medicare and tax
HELP repayments
Find out how much of your income may go towards your study loan, and what that leaves you to live on.
Use calculatorSalary calculator with HECS
Get a take-home estimate with your study loan included from the start.
Use calculatorWhy your payslip HELP amount is not the final bill
Your employer collects extra tax during the year. Your compulsory HELP repayment is worked out later, using a wider income picture.
Read guideMedicare levy surcharge calculator
See whether income and hospital cover could add a Medicare levy surcharge to your tax bill.
Use calculatorMedicare levy reduction calculator
Check how low income or a full-year exemption affects the Medicare levy in your take-home estimate.
Use calculatorHow two jobs change your Australian tax picture
Each employer sees one job. Your tax return sees the combined income.
Use calculatorWhat changed in Australian pay for 2026-27?
The new tax year changed more than the first tax rate. Here is what to check in a salary comparison.
Read guideHow HELP debt can affect a home loan
Your study loan can affect the amount left for repayments. The lender’s decision involves more than the debt balance.
Read guideYour final year of HELP repayments
A small balance can make the last year different from the years before it. Keep the loan account and your payslip separate.
Use calculatorNursing pay
Registered nurse salaries: look beyond the headline
A nursing salary can mean a base rate, a roster with shift extras or a broad survey figure. Start by checking which one you have been quoted.
Read guideNSW nurse pay: choose your step, then check take-home
Start with your NSW public registered nurse step. Then adjust the salary and tax details to match the pay you expect over the year.
Use calculatorNSW Health salary packaging: read your own quote
The award, the employer share and the payroll deduction matter as much as the headline benefit.
Read guideSuper and salary packaging
Not-for-profit salary packaging: see the whole benefit
Compare the cash in your pay with the bills paid through your package, then include the fee and any extra HELP.
Use calculatorSalary packaging with HECS: check what you keep
A smaller taxable salary can come with a bigger study-loan repayment. Compare the full result before accepting a quote.
Read guideSalary sacrifice
Compare the cash you give up now with the extra money reaching your super.
Use calculatorSalary packaging: what changes your take-home pay?
Use a written packaging quote to check the salary effect, then weigh the costs that sit outside the payslip.
Use calculatorNovated lease salary calculator
Check the salary part of a lease quote, then look at the whole car cost before choosing.
Use calculatorEV novated lease or car loan?
Tax savings are one line in the comparison. The car, finance and exit costs need their own lines too.
Read guideWhat 12% employer super means for your pay
Employer super is valuable, but it usually lands in a retirement fund rather than your bank account.
Read guideSalary benchmarks
City salary comparisons: match the place and the hours
Use a genuine city figure, then choose the employee group that fits your working week.
Read guidePay by occupation: a fairer starting point
A national salary figure is a broad reference. The kind of work you do gives the comparison more context.
Read guideAverage salary in Australia: the latest earnings figures
A national average can put a job offer in perspective. The useful part is choosing a figure that matches your hours and understanding what the quoted pay includes. A full-time salary, a part-time wage and a package that includes super are different amounts.
Read guideMedian salary in Australia: what the middle employee earns
The median is the middle of an earnings list. It can be more useful than an average when you want to know how your pay compares with other employees. The important choice is whether you are comparing all employees or only people working full-time.
Read guideAverage or median salary: which should you compare?
Two honest salary figures can tell different stories. The definition beside the number explains why.
Read guideSalary by age in Australia: a fair employee comparison
Age gives a salary comparison some context, but it does not describe your job. Someone changing careers at 40 may have less experience in a role than someone who entered it at 25. Start with a properly labelled employee benchmark, then compare the work itself.
Read guideWhere does your salary sit in Australia?
Compare your before-tax pay with published earnings points, with the comparison group clearly shown.
Use calculatorTop 10% salary in Australia: the employee earnings benchmark
“Top 10%” needs a comparison group. A salary can sit in the top tenth of one group and a different position in another. The strongest starting point is a published employee earnings figure with its date and scope shown beside it.
Read guideTop 5% salary in Australia: what the tax data shows
A high salary and a high taxable income can describe different things. Here is what the ATO’s published income groups tell you about the top 5%, and which comparison to use for pay from a job.
Read guideTop 1% salary in Australia: what the tax data shows
A top 1% income figure can include business income, investments and more than one job. Read the ATO’s published comparison with its tax year and the people it covers clearly in view.
Read guidePay by state and territory
Average salary by Australian state and territory
Compare like with like across Australia, then use the state guides to understand what the numbers can tell you about an offer.
Read guideAverage salary in New South Wales
A NSW pay figure is a useful starting point. A Sydney job, a regional role and a part-time position still need different comparisons.
Read guideAverage salary in Victoria
Use the Victorian average to understand the market, then check the hours and cash salary behind the offer you are considering.
Read guideAverage salary in Queensland
Queensland’s headline pay average is useful context. The roster, allowances and location explain much more about a particular offer.
Read guideAverage salary in Western Australia
Western Australia has a high full-time earnings average. Check what is paid, where you work and how the roster uses your time.
Read guideAverage salary in South Australia
The South Australian average gives one reference point. The capital-city, regional and working-hours details make the comparison more useful.
Read guideAverage salary in Tasmania
Tasmania’s state average is a broad benchmark. Paid weeks and the difference between Hobart and the rest of the state help explain an actual offer.
Read guideAverage salary in Australian Capital Territory
The ACT leads this full-time earnings table. Understand the population and the package before turning that figure into a Canberra salary target.
Read guideAverage salary in Northern Territory
For a Northern Territory offer, the statewide mean needs the location, roster and allowances beside it. Survey coverage matters too.
Read guideIs it a good salary?
Is $60,000 a good salary in Australia?
Put $60,000 into perspective, then check what it could leave for your own life.
Use calculatorIs $70,000 a good salary in Australia?
Put $70,000 into perspective, then check what it could leave for your own life.
Use calculatorIs $80,000 a good salary in Australia?
Put $80,000 into perspective, then check what it could leave for your own life.
Use calculatorIs $90,000 a good salary in Australia?
Put $90,000 into perspective, then check what it could leave for your own life.
Use calculatorIs $100,000 a good salary in Australia?
Put $100,000 into perspective, then check what it could leave for your own life.
Use calculatorIs $120,000 a good salary in Australia?
Put $120,000 into perspective, then check what it could leave for your own life.
Use calculatorIs $150,000 a good salary in Australia?
Put $150,000 into perspective, then check what it could leave for your own life.
Use calculatorIs $100,000 a good salary in Sydney?
Start with the money you keep, then give your housing choice a proper place in the answer.
Use calculatorIs $100,000 a good salary in Melbourne?
Start with the money you keep, then give your housing choice a proper place in the answer.
Use calculatorPaycalcmate analysis
Paycalcmate pay research
Useful comparisons for decisions that a headline salary cannot answer.
Read guideWhat a four-day week costs after tax
A 20% cut in paid days does not usually mean a 20% cut in take-home pay. Here is what the difference looks like.
Read guideHow much of a $10,000 pay rise reaches your budget?
Compare the extra cash across salary levels, with the same tax settings on both sides.
Read guideOne $100,000 salary or two $50,000 salaries?
The same household salary can leave a different amount after tax. Who earns the money matters.
Read guideSalary after tax examples
$60,000 after tax in Australia
What $60,000 could look like in your bank account, and how HELP, super and private cover change the picture.
Use calculator$70,000 after tax in Australia
What $70,000 could look like in your bank account, and how HELP, super and private cover change the picture.
Use calculator$80,000 after tax in Australia
What $80,000 could look like in your bank account, and how HELP, super and private cover change the picture.
Use calculator$90,000 after tax in Australia
What $90,000 could look like in your bank account, and how HELP, super and private cover change the picture.
Use calculator$100,000 after tax in Australia
What $100,000 could look like in your bank account, and how HELP, super and private cover change the picture.
Use calculator$110,000 after tax in Australia
What $110,000 could look like in your bank account, and how HELP, super and private cover change the picture.
Use calculator$120,000 after tax in Australia
What $120,000 could look like in your bank account, and how HELP, super and private cover change the picture.
Use calculator$150,000 after tax in Australia
What $150,000 could look like in your bank account, and how HELP, super and private cover change the picture.
Use calculator$180,000 after tax in Australia
What $180,000 could look like in your bank account, and how HELP, super and private cover change the picture.
Use calculator$200,000 after tax in Australia
What $200,000 could look like in your bank account, and how HELP, super and private cover change the picture.
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