What this page helps you check
Use this page to model pre-tax packaged amounts and see how they change the salary left for ordinary tax calculations.
The calculator is paired with a short guide so you can understand which settings matter most before you compare scenarios.
Salary packaging is broader than super
Salary packaging is the general arrangement where part of a package is provided in another form instead of ordinary salary. Super is one common example, but cars and other benefits may also be packaged depending on the employer and the rules that apply.
Why this matters for take-home pay
Packaging can reduce taxable salary, but it can also change cash flow, reportable fringe benefits and the way a package feels compared with a plain-salary offer. That is why it helps to model the pre-tax amount explicitly.
Use this page properly
Start with the baseline
Run the plain scenario first so you can see the default tax, Medicare and super position before adding extra assumptions.
Change one thing at a time
Toggle HELP, private cover, package setup or pre-tax deductions individually. That makes it obvious which rule is changing the result.
Then compare a second page
Use the related links on each page to move into the narrower guide, benchmark or comparison that best matches the next question.
Frequently asked questions
Is salary packaging the same as salary sacrifice?
They are closely related. Salary sacrifice often refers specifically to pre-tax super contributions, while salary packaging can also involve other benefits.
Can this page model every packaging rule?
No. It is a planning page. Specific FBT and employer-package rules can be more complex.
When should I use the novated lease page instead?
Use the novated lease pages when the packaged benefit is a vehicle and you want more context on that scenario.