What this page helps you check
Use this page when a vehicle package is part of the conversation and you want a clear before-and-after estimate of how a pre-tax lease amount changes your cash pay.
The calculator is paired with a short guide so you can understand which settings matter most before you compare scenarios.
A novated lease is more than a salary deduction
The payroll effect is often the first thing people notice, but vehicle type, running costs, employer policy and FBT treatment can matter as much as the pre-tax amount itself.
Why a simple before-and-after view still helps
Even though lease structures can be detailed, a quick estimate of how the packaged amount changes taxable pay is a useful first filter before you go deeper into fees, usage assumptions and car-specific calculations.
Use this page properly
Start with the baseline
Run the plain scenario first so you can see the default tax, Medicare and super position before adding extra assumptions.
Change one thing at a time
Toggle HELP, private cover, package setup or pre-tax deductions individually. That makes it obvious which rule is changing the result.
Then compare a second page
Use the related links on each page to move into the narrower guide, benchmark or comparison that best matches the next question.
Frequently asked questions
Can this page tell me whether a lease is definitely worth it?
No. It is a planning comparison. Total value also depends on vehicle costs, contract terms and any FBT implications.
Should EVs be compared separately?
Yes. EV-specific FBT treatment can materially change the value, which is why there is a dedicated EV comparison page too.
Why use a pre-tax amount here?
Because that is usually the part readers want to compare first against ordinary cash salary.