:root{
  --bg:#08120c;
  --panel:#0f1b14;
  --panel-2:#132219;
  --panel-soft:rgba(255,255,255,.045);
  --line:rgba(212,255,225,.10);
  --line-2:rgba(212,255,225,.16);
  --text:#f5fff7;
  --muted:#bfd1c4;
  --muted-2:#93a799;
  --green:#66e196;
  --green-2:#9cf1b9;
  --gold:#d8b15d;
  --gold-2:#f4dfab;
  --radius:24px;
  --radius-sm:18px;
  --shadow:0 18px 50px rgba(0,0,0,.28);
  --ui:'Inter',ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
  --display:'Space Grotesk',var(--ui);
  --lux:'Space Grotesk',var(--ui);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
html,body{margin:0;padding:0}
body{
  font-family:var(--ui);
  color:var(--text);
  background:
    radial-gradient(1100px 560px at 0% -10%, rgba(95,225,147,.19), transparent 60%),
    radial-gradient(980px 450px at 100% 0%, rgba(231,202,138,.11), transparent 60%),
    linear-gradient(180deg, #07110b 0%, #0b1710 42%, #0d1912 100%);
  padding-top:var(--topbar-height,92px);
}
a{color:#ecfff2;text-decoration:none}
a:hover{color:#fff}
img{max-width:100%;height:auto}
.wrap{max-width:1240px;margin:0 auto;padding:20px 18px 56px}
.topbar{position:fixed;top:0;left:0;right:0;width:100%;z-index:120;background:rgba(7,17,11,.92);backdrop-filter:blur(16px);border-bottom:1px solid rgba(212,255,225,.08)}
.topbar .inner{max-width:1240px;margin:0 auto;padding:12px 18px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.brand{display:flex;align-items:center;gap:10px;min-width:0;flex:1 1 auto}
.brand-mark{display:none}
.logo-svg{width:0;height:0;display:block}
.wordmark{display:flex;align-items:center;line-height:1;min-width:0}
.wordmark strong{display:flex;align-items:baseline;gap:.10rem;font-size:2.15rem;line-height:1;font-weight:800;letter-spacing:-.055em;color:#fff;white-space:nowrap}.wordmark strong .brand-main{font-family:var(--display);font-weight:500;font-size:1em;letter-spacing:-.065em;color:#f8f3e5;text-transform:lowercase}.wordmark strong .brand-accent{font-family:var(--display);font-weight:800;font-size:1.02em;letter-spacing:-.015em;text-transform:uppercase;color:var(--gold-2);border-left:2px solid rgba(244,223,171,.78);padding-left:.34rem;margin-left:.20rem}
.wordmark>span{display:none}
.nav-toggle{display:none;align-items:center;justify-content:center;padding:10px 12px;border-radius:13px;background:rgba(255,255,255,.05);border:1px solid var(--line-2);color:#fff;font:inherit;font-weight:700}
.nav{display:flex;gap:8px;flex-wrap:wrap;align-items:center}
.nav a{padding:10px 13px;border-radius:999px;color:var(--muted);font-weight:700;border:1px solid transparent;white-space:nowrap}
.nav a:hover,.nav a.active{border-color:rgba(244,223,171,.22);background:rgba(244,223,171,.07);color:#fff7e2}
.breadcrumbs{display:flex;gap:8px;flex-wrap:wrap;margin-top:8px;color:var(--muted);font-size:.92rem}
.breadcrumbs a{color:var(--muted)}
.hero{display:grid;grid-template-columns:1.05fr .95fr;gap:20px;align-items:stretch;padding-top:28px}
.panel{background:linear-gradient(180deg, rgba(255,255,255,.05), rgba(255,255,255,.03));border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}
.hero-copy{padding:34px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:8px 12px;border-radius:999px;background:rgba(244,223,171,.08);border:1px solid rgba(244,223,171,.18);color:#f7e7be;font-size:.8rem;font-weight:800;text-transform:uppercase;letter-spacing:.08em}
.page-title{margin:16px 0 14px;font-family:var(--display);font-size:clamp(2.5rem,4vw,4.6rem);letter-spacing:-.055em;line-height:.94;text-wrap:balance}
.lead{font-size:1.08rem;line-height:1.72;color:var(--muted);max-width:66ch}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 18px;border-radius:15px;font-weight:800;letter-spacing:-.01em;border:1px solid var(--line-2);cursor:pointer}
.btn-primary{background:linear-gradient(135deg,var(--gold-2),var(--gold));color:#0b140d;border:none;box-shadow:0 14px 30px rgba(216,177,93,.18)}
.btn-secondary{background:rgba(255,255,255,.05);color:#fff}
.btn-tertiary{background:rgba(216,177,93,.09);border:1px solid rgba(244,223,171,.18);color:#fff3cf}
.kpis{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;padding:24px}
.kpi,.data-card,.note-panel,.metric,.card,.decision-card,.jump-card{padding:18px;border-radius:18px;background:rgba(255,255,255,.04);border:1px solid rgba(212,255,225,.08)}
.kpi strong,.data-card strong{display:block;font-size:1.38rem;font-family:var(--display);letter-spacing:-.03em}
.kpi span,.data-card span{display:block;color:var(--muted);line-height:1.48;margin-top:6px}
.pay-tool{margin-top:20px}
.pay-shell{display:grid;grid-template-columns:1.08fr .92fr;gap:20px;align-items:start}
.calc{padding:24px}
.calc h2,.section h2,.content h2,.sidebar h2{margin:0 0 8px;font-family:var(--display);letter-spacing:-.03em;font-size:1.7rem}
.sub{color:var(--muted);line-height:1.6}
.calc-quicklinks{display:flex;gap:10px;flex-wrap:wrap;margin-top:16px}
.calc-quicklinks a{padding:10px 12px;border-radius:999px;background:rgba(255,255,255,.05);border:1px solid rgba(212,255,225,.10);color:#edfef2;font-size:.92rem;font-weight:700}
.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:18px}
.field{display:flex;flex-direction:column;gap:8px}
.field label{font-size:.92rem;font-weight:700}
.field input,.field select{width:100%;padding:14px;border-radius:14px;background:rgba(255,255,255,.05);border:1px solid rgba(212,255,225,.10);color:#fff;font:inherit}
.check-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:14px}
.check{display:flex;align-items:flex-start;gap:10px;padding:14px;border-radius:16px;background:rgba(255,255,255,.04);border:1px solid rgba(212,255,225,.08)}
.actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}
.notice{padding:14px 16px;border-radius:16px;background:rgba(231,202,138,.08);border:1px solid rgba(231,202,138,.20);color:#ffefc2;line-height:1.6;margin-top:18px}
.result-card{padding:24px;position:sticky;top:96px;overflow:hidden}
.result-card:before{content:'';position:absolute;right:-70px;top:-70px;width:220px;height:220px;border-radius:999px;background:radial-gradient(circle, rgba(102,225,150,.18), transparent 68%)}
.result-head{display:flex;align-items:flex-end;justify-content:space-between;gap:12px;flex-wrap:wrap}
.small{font-size:.9rem;color:var(--muted)}
.result-big{font-family:var(--display);font-size:clamp(2rem,3vw,3.2rem);letter-spacing:-.05em}
.tag,.chip{padding:8px 12px;border-radius:999px;background:rgba(255,255,255,.05);border:1px solid rgba(212,255,225,.08);font-size:.82rem}
.metric-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:16px}
.metric .label{font-size:.82rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted-2)}
.metric .value{display:block;margin-top:6px;font-size:1.45rem;font-weight:800;letter-spacing:-.03em}
.breakdown{margin-top:16px}
.row{display:flex;justify-content:space-between;gap:10px;padding:10px 0;border-bottom:1px solid rgba(212,255,225,.08)}
.row:last-child{border-bottom:none}
.tag-row{display:flex;gap:8px;flex-wrap:wrap;margin-top:16px}
.content-grid{display:grid;grid-template-columns:1fr 320px;gap:20px;margin-top:22px}
.content{padding:28px}
.section{padding:24px;margin-top:22px}
.content p,.content li,.sidebar p,.footer p,.footer li{line-height:1.76;color:var(--muted);font-size:1rem}
.content h3{font-family:var(--display);margin:24px 0 10px;letter-spacing:-.02em}
.content ul{padding-left:18px}
.content table{width:100%;border-collapse:collapse;margin:14px 0 20px}
.content th,.content td{padding:12px;border-bottom:1px solid rgba(212,255,225,.08);text-align:left;color:var(--muted)}
.content th{color:#fff}
.cards,.decision-grid,.jump-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.card h3,.decision-card h3,.jump-card h3{margin:10px 0 8px;color:#fff}
.icon{width:42px;height:42px;border-radius:14px;display:grid;place-items:center;background:linear-gradient(135deg, rgba(102,225,150,.18), rgba(231,202,138,.16));border:1px solid rgba(212,255,225,.10)}
.sidebar{display:flex;flex-direction:column;gap:16px}
.sidebar .panel{padding:20px}
.quick-links a,.sources a{display:block;padding:10px 0;border-bottom:1px solid rgba(212,255,225,.08)}
.quick-links a:last-child,.sources a:last-child{border-bottom:none}
.footer{max-width:1240px;margin:24px auto 0;padding:0 18px 36px}
.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:18px;padding:24px}
.footer h3{margin-top:0}
table.comp td:first-child,table.comp th:first-child{color:#fff}
.review-bar{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}.review-chip{padding:8px 12px;border-radius:999px;background:rgba(231,202,138,.08);border:1px solid rgba(231,202,138,.18);color:#ffefc2;font-size:.84rem}
.summary-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:18px}.summary-grid .metric{padding:18px}
.source-note{font-size:.92rem;color:var(--muted)}
.callout{padding:18px;border-radius:18px;background:rgba(102,225,150,.08);border:1px solid rgba(102,225,150,.18);margin:18px 0}
.source-list li{margin-bottom:8px}
.faq details{padding:14px 0;border-bottom:1px solid rgba(212,255,225,.08)}.faq summary{cursor:pointer;font-weight:700;color:#fff}.faq p{margin:10px 0 0}
a.card{display:block;color:inherit}a.card:hover{color:inherit}
.data-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:18px 0 22px}
.note-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:18px 0}
.compact-list{padding-left:18px;margin:10px 0}.compact-list li{margin:8px 0}
.inline-links{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}.inline-links a{padding:10px 12px;border-radius:999px;background:rgba(255,255,255,.05);border:1px solid rgba(212,255,225,.08)}
.table-wrap{overflow:auto;margin:14px 0 22px}
.hero-mini{margin-top:18px;display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.hero-mini .chip{display:flex;align-items:center;justify-content:center;padding:12px 14px;font-size:.9rem;font-weight:700}
.decision-strip{margin-top:22px;padding:24px}.decision-strip h2{margin:0 0 8px;font-family:var(--display);letter-spacing:-.03em}.decision-strip p{margin:0 0 18px;color:var(--muted)}
.decision-card p,.jump-card p{margin:0;color:var(--muted)}
.statline{display:flex;gap:12px;flex-wrap:wrap;margin-top:16px}
.stat-pill{padding:10px 12px;border-radius:999px;background:rgba(255,255,255,.05);border:1px solid rgba(212,255,225,.1);color:#eaffee;font-weight:700}
.mobile-cta{display:none}
.jump-grid{margin-top:14px}
@media (max-width:1080px){
  .hero,.pay-shell,.content-grid,.footer-grid,.summary-grid{grid-template-columns:1fr}
  .kpis,.cards,.decision-grid,.jump-grid{grid-template-columns:repeat(2,1fr)}
  .result-card{position:relative;top:auto}
}
@media (max-width:820px){
  .topbar .inner{flex-wrap:wrap}
  .nav-toggle{display:inline-flex}
  .nav{display:none;width:100%;flex-direction:column;align-items:stretch;padding-top:6px}
  .topbar.open .nav{display:flex}
  .nav a{border-radius:14px;background:rgba(255,255,255,.04)}
  .wordmark span{display:none}
  .hero-copy{padding:24px}
  .page-title{font-size:2.55rem}
  .hero-mini{grid-template-columns:1fr}
}
@media (max-width:760px){
  .wrap{padding:16px 14px 44px}
  .hero-copy,.calc,.result-card,.section,.content,.sidebar .panel{padding:20px}
  .form-grid,.check-grid,.metric-grid,.kpis,.cards,.data-strip,.note-grid,.decision-grid,.jump-grid{grid-template-columns:1fr}
  .page-title{font-size:2.15rem}
  .lead{font-size:1rem}
  .brand{min-width:0}
  .wordmark strong{font-size:1.12rem}
  .hero{padding-top:18px}
  .mobile-cta{display:flex;position:fixed;left:12px;right:12px;bottom:12px;z-index:55;gap:10px;padding:10px;border-radius:18px;background:rgba(7,17,11,.92);border:1px solid rgba(212,255,225,.12);backdrop-filter:blur(14px);box-shadow:0 18px 45px rgba(0,0,0,.38)}
  .mobile-cta .btn{flex:1;padding:13px 14px}
  .footer{padding-bottom:92px}
}

.panel h3, .footer h3{letter-spacing:-.02em}
.footer-grid h3{color:#fff2d1}
.result-big{color:#fff7e2}
.review-chip{border-color:rgba(244,223,171,.18);background:rgba(244,223,171,.07);color:#f7e7be}
@media (max-width:760px){.wordmark strong{font-size:1.55rem;gap:.08rem}.wordmark strong .brand-main{letter-spacing:-.055em}.wordmark strong .brand-accent{letter-spacing:-.01em;padding-left:.28rem;margin-left:.16rem}}


.compare-grid,.trust-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin-top:18px}
.compare-card,.trust-card{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.08);border-radius:18px;padding:18px}
.compare-card h3,.trust-card h3{margin:0 0 8px}
.compare-card p,.trust-card p{margin:0;color:var(--muted)}
.table-wrap{overflow:auto}
.table-wrap table{min-width:560px}
.inline-note{font-size:.95rem;color:var(--muted)}


/* premium refinement + mobile fixes */
html,body{max-width:100%;overflow-x:hidden}
body{overflow-x:hidden}
.topbar{background:rgba(5,14,9,.88);border-bottom:1px solid rgba(244,223,171,.10);box-shadow:0 10px 28px rgba(0,0,0,.16)}
.topbar .inner{gap:14px}
.brand{gap:12px;min-width:0}
.brand-mark{display:grid;place-items:center;flex:0 0 auto}
.brand-badge{display:grid;place-items:center;width:42px;height:42px;border-radius:13px;background:linear-gradient(135deg, rgba(244,223,171,.18), rgba(102,225,150,.14));border:1px solid rgba(244,223,171,.22);box-shadow:inset 0 1px 0 rgba(255,255,255,.08);font-family:var(--display);font-size:.92rem;font-weight:800;letter-spacing:.05em;color:#fff3cf}
.wordmark strong .brand-main{text-transform:lowercase}
.header-cta{display:flex;gap:10px;align-items:center;margin-left:auto}
.header-cta .btn{padding:11px 14px;border-radius:13px;white-space:nowrap}
.header-cta .header-guide{background:rgba(255,255,255,.04)}
.hero-copy,.calc,.result-card,.content,.section,.sidebar .panel,.footer-grid{background:linear-gradient(180deg, rgba(255,255,255,.055), rgba(255,255,255,.03))}
.panel{border-color:rgba(255,255,255,.08);box-shadow:0 22px 60px rgba(0,0,0,.24)}
.eyebrow,.tag,.chip,.review-chip,.stat-pill{cursor:default}
.tag,.chip{background:rgba(255,255,255,.035);border-color:rgba(255,255,255,.07);color:#dbe8de}
.review-chip{background:rgba(244,223,171,.06);color:#edd9a4}
.kpi,.data-card,.note-panel,.metric,.card,.decision-card,.jump-card,.compare-card,.trust-card,.sitemap-card{background:rgba(255,255,255,.03);border:1px solid rgba(255,255,255,.08);box-shadow:inset 0 1px 0 rgba(255,255,255,.03)}
.quick-links a,.sources a,.sitemap-card a{text-decoration:none}
.quick-links a:hover,.sources a:hover,.sitemap-card a:hover{text-decoration:underline;text-underline-offset:3px}
.hero-mini,.mobile-cta{display:none !important}
.tag-row{display:flex;gap:8px;flex-wrap:wrap}
.tag-row .chip{padding:8px 12px}
.table-wrap{max-width:100%;-webkit-overflow-scrolling:touch;overflow-x:auto;overflow-y:hidden}
.table-wrap table{width:100%}
.sitemap-section p{max-width:78ch}
.sitemap-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:18px}
.sitemap-card{border-radius:20px;padding:18px}
.sitemap-card h3{margin:0 0 10px;font-family:var(--display);letter-spacing:-.02em}
.sitemap-card ul{list-style:none;padding:0;margin:0}
.sitemap-card li{padding:7px 0;border-bottom:1px solid rgba(255,255,255,.06)}
.sitemap-card li:last-child{border-bottom:none}
.premium-hub{margin-top:22px}
.compare-inputs{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin-top:16px;margin-bottom:18px}
.inline-note{line-height:1.7}
.depth-panel .compare-grid{margin-top:12px}
#pay-rise-compare .table-wrap table{min-width:640px}
@media (max-width:1080px){.sitemap-grid,.compare-inputs{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:920px){.header-cta{order:4;width:100%;justify-content:flex-start;margin-left:0}}
@media (max-width:820px){.topbar .inner{align-items:flex-start}.brand{flex:1 1 auto}.header-cta{padding-top:4px}.header-cta .btn{flex:1}.nav{order:5}.header-cta{order:3}}
@media (max-width:760px){
  .topbar .inner{padding:10px 12px;gap:10px}
  .brand-badge{width:38px;height:38px;border-radius:12px}
  .wordmark strong{font-size:1.28rem}
  .header-cta{position:sticky;top:58px;z-index:58;background:rgba(5,14,9,.92);padding:8px;border:1px solid rgba(255,255,255,.08);border-radius:16px;backdrop-filter:blur(12px)}
  .header-cta .btn{padding:12px 12px;font-size:.94rem}
  .wrap{padding:14px 12px 42px}
  .hero,.pay-shell,.content-grid,.footer-grid,.summary-grid,.sitemap-grid,.compare-inputs{grid-template-columns:1fr}
  .page-title{font-size:2rem;line-height:1}
  .kpis{gap:10px}
  .breadcrumbs{font-size:.84rem}
  .content table,.table-wrap table{min-width:520px}
  .sitemap-card{padding:16px}
}


#pay-rise-compare .comp{width:100%;border-collapse:collapse;table-layout:fixed}
#pay-rise-compare .comp th,#pay-rise-compare .comp td{padding:12px 14px;border-bottom:1px solid rgba(212,255,225,.08)}
#pay-rise-compare .comp th{color:#fff;font-weight:700}
#pay-rise-compare .comp td{color:var(--muted)}
#pay-rise-compare .comp th:first-child,#pay-rise-compare .comp td:first-child{width:38%}
#pay-rise-compare .comp th:not(:first-child),#pay-rise-compare .comp td:not(:first-child){width:20.666%}
#pay-rise-compare .comp th,#pay-rise-compare .comp td{text-align:center;vertical-align:middle}
#pay-rise-compare .comp th:first-child,#pay-rise-compare .comp td:first-child{text-align:left}
#pay-rise-compare .compare-inputs .field{text-align:left}
#pay-rise-compare .inline-note{text-align:center;max-width:72ch;margin:14px auto 0}
.pay-rise-compare [data-pr]{display:inline-block;min-width:5.5ch}


/* pay rise comparison table fix */
#pay-rise-compare .comp{width:100%;min-width:760px;border-collapse:collapse;table-layout:fixed}
#pay-rise-compare .comp th,#pay-rise-compare .comp td{padding:14px 18px;border-bottom:1px solid rgba(212,255,225,.08);vertical-align:middle}
#pay-rise-compare .comp th:nth-child(1),#pay-rise-compare .comp td:nth-child(1){width:38%;text-align:left}
#pay-rise-compare .comp th:nth-child(2),#pay-rise-compare .comp td:nth-child(2),
#pay-rise-compare .comp th:nth-child(3),#pay-rise-compare .comp td:nth-child(3),
#pay-rise-compare .comp th:nth-child(4),#pay-rise-compare .comp td:nth-child(4){width:20.666%;text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums}
#pay-rise-compare .comp thead th{color:#fff}
#pay-rise-compare .comp tbody td{color:var(--muted)}
#pay-rise-compare .comp tbody td:first-child{color:#fff}
@media (max-width:760px){
  #pay-rise-compare .comp{min-width:720px}
  #pay-rise-compare .comp th,#pay-rise-compare .comp td{padding:12px 14px}
}


/* pay rise comparison matrix v3 */
#pay-rise-compare .compare-matrix-wrap{max-width:100%;overflow-x:auto;overflow-y:hidden;-webkit-overflow-scrolling:touch;margin-top:10px}
#pay-rise-compare .compare-matrix{min-width:860px;border-top:1px solid rgba(212,255,225,.08);border-bottom:1px solid rgba(212,255,225,.08)}
#pay-rise-compare .compare-row{display:grid;grid-template-columns:minmax(280px,1.8fr) repeat(3,minmax(140px,1fr));align-items:center}
#pay-rise-compare .compare-head{background:rgba(255,255,255,.02)}
#pay-rise-compare .compare-row + .compare-row{border-top:1px solid rgba(212,255,225,.08)}
#pay-rise-compare .cell{padding:16px 18px}
#pay-rise-compare .compare-head .cell{font-weight:800;color:#fff}
#pay-rise-compare .cell-label{color:#fff;text-align:left}
#pay-rise-compare .cell-num{color:var(--muted);text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}
#pay-rise-compare .compare-head .cell-num{color:#fff}
@media (max-width:760px){
  #pay-rise-compare .compare-matrix{min-width:760px}
  #pay-rise-compare .compare-row{grid-template-columns:minmax(240px,1.7fr) repeat(3,minmax(130px,1fr))}
  #pay-rise-compare .cell{padding:14px 14px}
}


/* consolidated header, anchor and mobile layout rules */
:root{
  --topbar-offset:92px;
  --topbar-height:76px;
}
html{scroll-padding-top:var(--topbar-offset)}
body{min-width:320px;padding-top:var(--topbar-height)}
#calculator,#guide{display:block;height:0;scroll-margin-top:var(--topbar-offset)}
#guide{margin:0;padding:0}
.guide-divider{display:none !important}
.content-grid,.pay-shell,.hero,.footer-grid,.sitemap-grid,.compare-grid,.compare-inputs,.cards,.kpis,.decision-grid,.jump-grid,.data-strip,.note-grid,.summary-grid{min-width:0}
.content,.sidebar,.panel,.calc,.result-card,.field,.check,.compare-card,.card,.sitemap-card{min-width:0}
.field input,.field select{min-width:0}
.topbar{position:fixed;top:0;left:0;right:0;z-index:120;box-shadow:0 10px 26px rgba(0,0,0,.22)}
.topbar .inner{display:grid;grid-template-columns:minmax(0,1fr) auto auto;grid-template-areas:"brand nav cta";align-items:center;column-gap:12px;row-gap:10px;padding:10px 16px}
.brand{grid-area:brand;min-width:0;display:flex;align-items:center;gap:12px}
.brand-mark{display:grid;place-items:center;flex:0 0 auto}
.brand-badge{display:grid;place-items:center;width:42px;height:42px;border-radius:13px;background:linear-gradient(135deg, rgba(244,223,171,.18), rgba(102,225,150,.14));border:1px solid rgba(244,223,171,.22);box-shadow:inset 0 1px 0 rgba(255,255,255,.08);font-family:var(--display);font-size:.92rem;font-weight:800;letter-spacing:.05em;color:#fff3cf}
.wordmark{display:flex;align-items:center;min-width:0;overflow:visible}
.wordmark>span{display:none}
.wordmark strong{display:flex;align-items:center;gap:.1rem;white-space:nowrap;overflow:visible}
.wordmark strong .brand-main{text-transform:lowercase}
.nav{grid-area:nav;justify-self:center}
.header-cta{grid-area:cta;display:flex;align-items:center;gap:10px;margin-left:0;position:static !important;width:auto;background:none;border:none;backdrop-filter:none;box-shadow:none}
.header-cta .btn{padding:11px 14px;border-radius:13px;white-space:nowrap}
.nav-toggle{display:none;grid-area:menu;justify-self:end}
.wrap{padding-top:14px}
.hero{gap:16px;padding-top:14px}
.page-title{margin:12px 0 10px;font-size:clamp(2.2rem,3.7vw,4.1rem);line-height:.96}
.lead{font-size:1rem;line-height:1.62;max-width:62ch}
.review-bar{gap:8px;margin-top:12px}
.review-chip{padding:0;background:none;border:none;border-radius:0;font-size:.88rem;color:var(--muted)}
.review-chip + .review-chip::before{content:"·";display:inline-block;margin:0 8px 0 2px;color:var(--muted-2)}
.hero-actions{margin-top:18px}
.hero-actions .btn{padding:13px 16px}
.result-card{margin:0;overflow:hidden}
.tag-row{margin-top:14px}
.notice{margin-bottom:0}
.pay-shell{position:relative;gap:20px}
.pay-shell + #guide{margin-top:24px}
#guide + .content-grid{position:relative;margin-top:0;padding-top:0;border-top:none;clear:both}
#guide + .content-grid::before{content:none !important}
.content-grid{gap:20px}
.content-grid > .content,.content-grid > .sidebar{position:relative;z-index:1}
.sitemap-details summary{cursor:pointer;list-style:none;font-weight:800;color:#fff;font-family:var(--display);padding:2px 0}
.sitemap-details summary::-webkit-details-marker{display:none}
.sitemap-details ul{list-style:none;padding:8px 0 0;margin:0}
.sitemap-details li{padding:6px 0;border-bottom:1px solid rgba(255,255,255,.06)}
.sitemap-details li:last-child{border-bottom:none}

@media (min-width:1081px){
  .result-card{position:sticky;top:96px}
}

@media (max-width:1080px){
  .hero,.pay-shell,.content-grid,.footer-grid,.summary-grid{grid-template-columns:1fr}
  .result-card{position:relative;top:auto}
  .pay-shell{gap:16px}
  .pay-shell + #guide{margin-top:22px}
  .content-grid{gap:18px}
}

@media (max-width:820px){
  :root{
    --topbar-offset:162px;
    --topbar-height:146px;
  }
  body{padding-top:var(--topbar-height)}
  .topbar .inner{grid-template-columns:minmax(0,1fr) auto;grid-template-areas:"brand menu" "cta cta" "nav nav";padding:8px 12px;gap:8px}
  .brand{gap:10px}
  .brand-badge{width:34px;height:34px;border-radius:11px;font-size:.82rem}
  .wordmark strong{font-size:1.18rem;gap:.08rem}
  .wordmark strong .brand-accent{padding-left:.24rem;margin-left:.16rem;border-left-width:1px}
  .nav-toggle{display:inline-flex;padding:9px 11px}
  .header-cta{display:grid;grid-template-columns:1fr 1fr;width:100%;gap:8px}
  .header-cta .btn{width:100%;justify-content:center;padding:11px 12px;font-size:.93rem}
  .nav{display:none;grid-column:1 / -1;flex-direction:column;align-items:stretch;padding-top:0}
  .topbar.open .nav{display:flex}
  .nav a{padding:10px 12px;border-radius:14px;background:rgba(255,255,255,.04)}
  .wrap{padding:12px 12px 36px}
  .hero{padding-top:8px;gap:12px}
  .hero-copy{padding:20px}
  .page-title{font-size:1.84rem;line-height:.98;margin:10px 0 8px}
  .lead{font-size:.97rem;line-height:1.56}
  .review-bar{display:block;margin-top:10px}
  .review-chip{display:inline;color:var(--muted);font-size:.83rem}
  .hero-actions{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:14px}
  .hero-actions .btn{padding:12px 12px;font-size:.94rem}
  .hero .kpis{display:none}
  .breadcrumbs{display:none}
  .calc h2,.section h2,.content h2,.sidebar h2{font-size:1.45rem}
  .calc,.result-card,.content,.section,.sidebar .panel{padding:18px}
  .result-head{align-items:flex-start}
  .result-big{font-size:2rem}
  .metric .value{font-size:1.24rem}
  .tag-row,.inline-links,.calc-quicklinks{gap:8px}
  .content p,.content li,.sidebar p,.footer p,.footer li{font-size:.98rem;line-height:1.62}
  .premium-hub{display:none}
  .compare-grid,.trust-grid{grid-template-columns:1fr}
  .sitemap-grid{gap:10px}
  .sitemap-card{padding:14px;border-radius:16px}
  .sitemap-card h3{font-size:1rem;margin-bottom:8px}
  .sitemap-card ul{display:grid;grid-template-columns:1fr 1fr;gap:0 12px}
  .sitemap-card li{padding:5px 0}
  .pay-shell{gap:14px}
  .pay-shell + #guide{margin-top:18px}
  .content-grid{gap:16px}
}

@media (max-width:620px){
  :root{
    --topbar-offset:160px;
    --topbar-height:144px;
  }
  .topbar .inner{padding:8px 10px}
  .wrap{padding:10px 10px 30px}
  .wordmark strong{font-size:1.08rem}
  .hero-copy{padding:18px}
  .page-title{font-size:1.68rem}
  .lead{font-size:.95rem}
  .hero-actions .btn{font-size:.91rem}
  .section,.content,.calc,.result-card,.sidebar .panel{padding:16px}
  .sitemap-card ul{grid-template-columns:1fr}
}


/* mobile header wordmark restoration */
@media (max-width:820px){
  .topbar .inner{grid-template-columns:minmax(0,1fr) auto;}
  .brand{display:flex;align-items:center;gap:10px;min-width:0;overflow:visible;}
  .wordmark{display:flex !important;align-items:center;min-width:0;overflow:visible;}
  .wordmark strong{display:inline-flex !important;align-items:center;flex:0 0 auto;max-width:none;font-size:1.14rem;line-height:1;white-space:nowrap;color:#fff;}
}

@media (max-width:620px){
  .wordmark strong{font-size:1.02rem;}
  .nav-toggle{padding:8px 10px;}
}


/* mobile header wordmark hard fix v3 */
@media (max-width:820px){
  .topbar .inner{grid-template-columns:minmax(0,1fr) auto;}
  .brand{min-width:0;max-width:calc(100vw - 92px);flex:0 1 auto;overflow:visible;}
  .brand-mark{display:grid !important;flex:0 0 auto;}
  .wordmark{display:flex !important;flex:0 1 auto;min-width:0;overflow:visible;visibility:visible;opacity:1;}
  .wordmark strong{display:inline-flex !important;flex:0 0 auto;visibility:visible !important;opacity:1 !important;white-space:nowrap;max-width:none;}
  .wordmark strong .brand-main,.wordmark strong .brand-accent{display:inline !important;visibility:visible !important;opacity:1 !important;}
  .nav-toggle{margin-left:8px;flex:0 0 auto;}
}
@media (max-width:620px){
  .brand{max-width:calc(100vw - 84px);}
  .wordmark strong{font-size:1.04rem !important;}
}